Interest-only investor loans up to 90% LVR

Interest-only investor loans up to 90% LVR

While this inst necessarily new news, more and more banks are opening up their floppy arms welcoming back interest-only investor loans. Is wasn't very long ago that all had seemed lost in this space... extra pressure from APRA to clear the Interest-only investor loans from the banks books only gave the banks a free ride to increase ... More

Lower-Assessment-Rate

Lower Assessment Rate

Finally, we are here… The Australian Prudential Regulation Authority or APRA as they are commonly known have all agreed to release Australians from a tight grip on the struggling mortgage industry by advising all lenders big and small that they can change the way they assess customers’ ability to meet repayments. A few months ago ... More

First Home Buyer Special Offer!

First Home Buyer Special Offer!

Just received an email today advising me of a fantastic offer from one of my many lenders for first home buyer's! First Home Buyer's that apply during the campaign period are eligible for: A special 2-year rate of 3.68% p.a. (comparison rate 3.77% p.a.) on Fixed Owner Occupier Principal and Interest loans with up to 90% LVR $150 ... More

Reserve Bank and Debt stress

RBA Cash Rate Remain’s the same…. Again!

The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5%. That is now two years since the last cash rate move. I'd like to share the recent rate announcement and my thoughts on why the Reserve Bank of Australia has made this decision. With a combination of factors including very low wages growth, ... More

Is Australia's housing market at risk of housing under supply?

Is Australia’s housing market at risk of housing under supply?

Against a background of an expanding populace, the Australia housing market is neglecting to keep up, with the quantity of private developments waning. Referring to late figures from the Australian Bureau of Statistics, The New Daily announced that there was a 3.3% decrease in private development in the previous a year prompting December ... More