Interest-only investor loans up to 90% LVR

Interest-only investor loans up to 90% LVR

While this inst necessarily new news, more and more banks are opening up their floppy arms welcoming back interest-only investor loans. Is wasn't very long ago that all had seemed lost in this space... extra pressure from APRA to clear the Interest-only investor loans from the banks books only gave the banks a free ride to increase ... More

The Mission…

The mission, that I choose to accept... Was to come and advise my friends and family... That now is the time..... Now is the time... to refinance Now is the time... to purchase that property... Now is the time... to purchase that investment property... Now is the time.... (as its EOFY) to purchase that new car! Now ... More

First Home Buyer Special Offer!

First Home Buyer Special Offer!

Just received an email today advising me of a fantastic offer from one of my many lenders for first home buyer's! First Home Buyer's that apply during the campaign period are eligible for: A special 2-year rate of 3.68% p.a. (comparison rate 3.77% p.a.) on Fixed Owner Occupier Principal and Interest loans with up to 90% LVR $150 ... More

33% of mortgage applicants are declined under new policy

33% of mortgage applicants are declined under new policy

One of every three customers of mortgage brokers can't get a home loan. Thanks to the fixing of bank policy by loan providers, as per Hank Hong, overseeing executive of a Sydney-based loaning arrangements supplier. “[Credit tightening has] affected servicing and how much you can actually lend based on incomes,” Hong told The ... More

Purchasing your first home? Know the 'concealed' expenses

Purchasing your first home? Know the ‘concealed’ expenses

To start with home purchasers feel sufficiently anxious wandering into the property showcase. They have a premonition they have to spare a store for their home – yet what else is included? Property is huge business, which implies enormous directions. Huge controls implies paying somebody – or a group of individuals – to explore the ... More

Reserve Bank and Debt stress

Reserve Bank and Debt stress

The most noticeably bad hit will probably be the individuals who swam into foamy capital-city lodging markets at the last part of the blast. In its most recent gathering the RBA cautioned that upwards of eight authority rate climbs are en route as the money rate sets out toward another ordinary of 3.5 for every penny, while the Australian ... More

Stamp Duty Changes

Stamp Duty Changes

This page outlines the following: New stamp duty measures for first-home buyers Changes to the FHOG Special FHOG exemption for Defence Force personnel Changes to off-the-plan concessions Tax on vacant property Stamp duty (land transfer duty) for first-home buyers purchasing a home with a dutiable value of not more ... More

Home loan Stress

Home loan Stress

Princely rural postcodes highlight among an expected 1000 family units seven days anticipated that would confront contract default throughout the following year, the examination uncovers. "Obligation stretch energy is extraordinary," as indicated by Martin North, foremost of research firm Digital Finance Analytics, who has been doing ... More